Friday, 10 May 2019

The Banker's Niece 26: The banker's niece

1974

Everything about London was grey, thought Jane as she walked to the underground station on a Monday morning - the people, the streets, the houses, the sky. She couldn’t remember when she last saw the sun, or a piece of greenery, or someone dressed in a bright colour. She’d hated that about London when she first arrived to work here, and she hated it now, two years later.
    No wonder she escaped most weekends and visited her parents in the country, even if she then had to endure her mother’s recital of everything that was wrong with Jane. Her hair was ‘unflattering’, ‘greasy, ‘straggly’. Her skin was ‘pasty’ or ‘spotty’. Her clothes were ‘ghastly’.
    This time she’d brought Jane’s father into it too. Apparently he ‘thought she was much too fat’. Jane was surprised he’d even noticed her but it made her sad that he was against her too. Even though he never said anything, she’d always imagined that he was on her side.
       
As usual, Kelvin and Alan were talking about sex when she arrived at the bank. The focus of their attention today was the Sex Maniac’s Diary that sat across the join between their two desks. Jane had never looked at it herself, not even in secret, but she thought it contained humorous cartoons of different sexual positions, and today’s was obviously a good one.
    She ignored the men – which was difficult as her desk butted on to the ends of theirs - and concentrated instead on putting her bag in the bottom drawer of her desk
    ‘Good weekend?’ asked Kelvin.
    ‘So-so,’ said Jane. ‘Went to see my parents. You?’
    Kelvin chortled and made a face at Alan, who gave one of his sardonic smiles in reply. Jane knew what that meant. Kelvin had been off with one of his girlfriends. As he’d explained to Jane, he and Sylvia had married young because their daughter was on the way and now they had to ‘make up for lost time’.
    ‘Sylvia as well?’ Jane had asked.
    ‘Oh yes,’ he’d replied.
    Alan was no better, although more reticent. It was Kelvin who’d told Jane that when Alan’s wife went away he made a point of sleeping with as many different women as possible. Jane wondered if Alan’s wife knew.

‘I might wander down to Companies House this morning and do some research,’ she announced at coffee time. (Thank goodness it wasn’t her job any more to make the coffee and take it round. It had been nerve-racking entering the dealing room and having thirty or so young men swivelling from their screens to look at her, not to mention the wolf-whistles and the ribald banter.) ‘Anything I can do for you two?’
    ‘Ooh yes,’ they said, scrabbling through mounds of papers.
    She’d commented once on the state of their desks and they’d roared with laughter.
    ‘We’re the creatives,’ said Kelvin. ‘We’re allowed –’
    ‘Supposed,’ interjected Alan.
    ‘- supposed to leave our desks untidy.’
    They did make a good double act, not least because of their appearance, Kelvin being short with long blond hair and Alan tall with short dark hair. Once she’d thought they were fun.
    Writing reports on businesses didn’t seem that creative to her but perhaps it was so in comparison to the rest of the jobs at the bank. And what did she know? She couldn’t even read a balance sheet. She disappeared to Companies House as often as possible simply so that she didn’t have to sit at her desk pretending to work. She might have been a Trainee Research Analyst, but no one was training her. Sometimes she even regretted not being a secretary any more. At least she was good (goodish) at that.
    She was almost certain that Kelvin had wangled her the job but, if so, why wasn’t he helping her more? Even if he’d done it in order to keep her near rather than to help her in her career, he was still going a strange way about it.
    ‘Cellars at lunchtime?’ called Kelvin as she left.
    ‘OK,’ she said.
    She didn’t know why he bothered to ask as they hardly ever didn’t go to the wine bar. Alan used to come too but he stopped a few months ago. He was obviously more sensitive than she gave him credit for.
   
It started one day when she was standing at the photocopier and Kelvin slid up behind her and put his arm round her waist.
    ‘When are you coming to Paris with me?’ he asked.
    ‘Who’s paying?’ she said, trying to give a jokey answer to what she thought was run-of-the-mill flirting. God knows, she had enough of it to deal with. It wasn’t a very good joke but it was the best she could do at short notice.
    ‘Me of course,’ said Kelvin.
    And then she knew he was serious.
    Kelvin soon guessed she’d never slept with anyone before. He called her ‘vierge’, which sounded a lot less embarrassing than the English equivalent. And he never pushed her, unlike most men. But perhaps he didn’t need to, what with all his other opportunities.
    They had nice times together. They went to plays and concerts and exhibitions. They discussed books and films. He really cared about art, like she did, and like most of her family and other friends didn’t. For them it was entertainment, it was Culture. They consumed it because it was fashionable.
    The fact that he was nine years older than her gave him a certain glamour. He knew things she didn’t. He was worldly.
    And something happened to her when he touched her.
    But she couldn’t forget that he was married and that what she was doing was sinful. And sometimes she noticed cruel lines running from his nose down either side of his mouth.

At the Cellars she knocked her glass and spilt some wine over Kelvin's trousers.
    He leapt up, brushing the liquid off.
    'You stupid cow,' he shouted. 'Now I'll have to get these cleaned.'
    It was the first time she'd ever heard a man speak to a woman like that.

‘D’you know what we three have in common?’ said Kelvin mid-afternoon, looking up from his reference books.
    ‘Do we have anything in common?’ said Alan.
    ‘We’re all class rebels,’ announced Kelvin.
    That was a new idea.
    The two men seldom talked about their families. All she knew was that Kelvin came from near Newcastle and Alan from Leeds and that both had been to university. They hadn’t said which ones but Alan had let slip once that when he was a student he was a communist. She presumed he wasn’t one now. How could he be and still work at the bank?
    By contrast, Kelvin wanted to know everything about Jane’s background and was always offering to accompany her to the parties of rich friends and relatives. She didn’t often let him – there was something about his eagerness she didn’t like - but whenever he did he took great delight afterwards in unpicking the hosts’ taste or lack of.
    Were they rebels, or simply ambitious?
    Was she a rebel, or simply a misfit?
    She went back to her reading. She was trawling through the satirical magazine Private Eye for gossip related to their work. It was the only part of the job she could do.
    ‘Hey,’ she said, as a name jumped out. ‘That’s my uncle.’
    She showed Kelvin and Alan the article. Her uncle was making lots of money ‘asset-stripping’, which as far as she could gather meant buying up ailing companies and selling off the profitable bits. Private Eye was saying something rude about him.
    As one, Kelvin and Alan burst out singing.

    Bankers’ nieces seek perfection
    Expecting all the gifts that wise men bring.

She recognised the lines as coming from a song by Bob Dylan, one of Kelvin’s favourite musicians. She liked Dylan too, but not this in relation to her. The backgrounds of Kelvin and Alan didn’t matter to her so why should hers matter to them? She was Jane, not some ‘banker’s niece’. She was hurt. She’d thought they were friends and equals.
    Or perhaps she was suffering from a deficit of humour.

Nor did she ever feel safe, she realised, as she walked back from the Underground in the evening, remembering the man standing next to her on the train who’d pressed himself against her slightly too much, and thinking of the men who tailed her at night and all the flashers and gropers she’d had to contend with over the months. She now understood Mr Turner's poem.
    Every day she wanted to leave, but she didn’t know where to go, what to do instead. She felt as if she’d exhausted all possibilities. She’d failed at everything: her education, her career, her looks, her relationships.
    Sometimes she was tempted to run to the other side of the world, and join Fee in New Zealand.
     
Kelvin called it love and wrote her poetry. To her it was more like being lost in a mire with every step taking her deeper into danger.
    On his twenty-eighth birthday Kelvin took her to a new Thai restaurant, the first in London. They sat alone in the stark red and black interior.
    ‘You’ll never sleep with me, will you,’ he said.
    It sounded like a challenge – or an ultimatum – and she realised that she just wanted it all to be over.
    Back at her house – so empty now without Fee – they lay on her bed as they had so many times before, but this time she let herself go.
    She understood straight away that she knew nothing. She hadn’t expected it to hurt so much, and she couldn’t believe that someone would make so much effort just for her. She wondered where the pleasure came in.
    Afterwards he looked down at her with a smirk and said, ‘How does it feel to join the ranks of the great unwashed?’ 
    A black shutter slammed down on her life. She’d been conned. This was her latest and worst mistake. It was something she could never undo.
    He leapt off the bed and started dressing.
    ‘Where are you going?’ she asked.
    ‘Home, of course,’ he said.
    When he was gone she sat in the bath watching her blood seep into the water.
    Back in her room she played over and over the Nina Simone record that Fee had left behind for her. ‘Ne me quitte pas, ne me quitte pas, ne me quitte pas.’ She was hurtling down a bottomless black hole and only the music stopped her disappearing for ever.


Thursday, 2 May 2019

A floater, flashes and a magical wood

On Saturday a large spider-like floater appeared in my right eye. It was accompanied by disconcerting lightning-like flashes in the corner of the eye. On Monday both symptoms were still there so I rang the opticians and they advised me to come in for a check since – at worst – they can be signs of a ‘detached retina’, which sounds terrifying.
    Part of the check involved putting drops into the eye to dilate the pupil so that the optician can see through it to the retina behind. I was pronounced OK, and told that such symptoms are more likely as you get older (oh dear, something else) and if you’re short-sighted (which I am). Frog then had to drive me home as the vision is disturbed by the dilated pupils, and the effects take four hours to wear off. And I couldn’t read my computer screen either for the rest of the day.
    So that was Monday.
    On Tuesday I went back to the opticians to order some computer glasses as recommended by the optician on Monday. Computers cause a lot of eyestrain because of the glare and because they sit at an awkward place between reading distance (when I don’t wear glasses) and the far distance (when I do). This strain can cause migraines, she said. Special glasses worth a try, I thought.
    So that was Tuesday.
    I brought forward my contact lens check to this Friday as my eyes are very dry and I wanted to be sure this wasn’t contributing to the above symptoms.
    So that will be Friday.
    Today (Thursday) I have two pre-arranged appointments (which I should now be preparing for) so it looks like that’ll be today gone.
    Which is all preliminary to letting you know that I may not be posting another chapter of the novel this week. I do have half a chapter done (yesterday) and, if I find some time in which to finish it, I will. But it doesn’t look likely.
    In the meantime, here are some pictures from a small nearby wood which is totally magical at the moment.

Only a neighbour and I visit the wood and she goes to a different bit from me, so I can be pretty sure of having it to myself.

Just me and the bluebells


As the wood grows around a valley cut by a small stream

This tunnel for the stream is one of the few signs of human interference in the wood

lots of it is too steep for me

A near-vertical bank down to the stream


but Ellie leaps around all over the place like a mountain goat.

Spot the dog


I spend most of my time just sitting on the ground among the bluebells, feeling happy, and sometimes Ellie joins me.

Ellie looking wistful. ‘Why can’t we do something? Why do we have to just sit here?’

There hasn’t been much sun during the wood’s bluebell season so far this year, but here is the wood at the same time last year in sun, looking equally magical.

The wood in sun this time last year


As I sit, the birds and butterflies return to going go about their business, ignoring me, and I start to see strange things – a dormouse looking at me from a branch, a hairy-legged satyr striding along the edge of the wood, a little man in brown trousers standing watching me. When I look again, I realise they are illusions created by the tangle of fallen trees and ivy (but I haven’t photographed them because it seems intrusive) . . .

Tuesday, 23 April 2019

The Banker's Niece 25: The interim

Summer 1978

‘Look after each other,’ said Reverend Watson, the vicar of Black Dog, as he said goodbye to Jane and Rick on his doorstep.
    Of course, thought Jane. That’s what marriage is all about. How simple.
    She and Rick had spent the last half hour with the vicar in his book-lined study, talking about marriage and making arrangements with him for their own.
    After her parents’ reaction and that of her housemates to the relationship between her and Rick, she’d been astonished to find that the vicar supported them in their plans. She and Rick had touched on the fact that neither of them wanted children, as well as the disapproval, not to say hostility, of Jane’s parents, but he had been unphased. And though he was obviously well educated, probably at private school and Oxbridge to judge by his accent, and a good thirty years older than her and Rick, so of her parents’ class and generation, he took them seriously and didn’t appear even to notice the disparity in their backgrounds.
    Jane left his house glowing. Was this how you told good people from bad ones, she wondered: people who made you feel better were good, and people who made you feel worse were bad.
    In that case, what were her parents?
    Although neither Jane nor Rick was particularly religious, certainly not the organised kind anyway, they both wanted to marry in church rather than a register office as it would give their promises more depth. And their meeting with the reverend more than confirmed that decision.
    They’d discovered their attitudes to children by accident.
    ‘Did you mean what you said to your father about not wanting children?’ asked Rick in a neutral tone the evening of the day her father’s letter arrived.
    ‘I did mean it, yes,’ said Jane warily.
    However vague her visions for the future, they had never included children, and just the thought of having children made her weary. Charlie her housemate was the only other man to whom she’d confided this and he had accused her of being unnatural.
    ‘That’s lucky,’ said Rick, ‘because I don’t want children either.’
    They’d laughed and kissed. It was another sign that they were meant to be together. While on the outside they were different in every possible way, deep down they were the same.
    As they walked hand in hand back through the village to Rick’s parents’ house where they were invited to lunch, it was a perfect June morning. Flowers of every colour spilled from the front gardens of thatched cottages. At the end of the street vibrant green hills touched a deep blue sky. Jane’s toes were warm for the first time in months. She’d almost stopped feeling afraid.

In April she and her mother had gone back to exchanging letters full of news that didn’t matter, neither of them mentioning Rick again. With any luck her parents thought that the subject was now closed.
    She'd read in newspapers about ‘poor bereaved’ parents who paid to have their children snatched from ‘cults’ in which they’d been caught up, and then had them ‘reverse brainwashed’. She wondered how she’d cope if her parents did the same to her, and wasn’t her father’s suggestion that she and Rick should separate in order to ‘commend’ to him ‘as to the seriousness’ of their intentions the same sort of thing in disguise?
    Thank goodness she was over twenty-one and hadn’t been born a hundred years earlier and that the law was now on her side rather than that of her parents, or at least she thought it was, and even more so she hoped when she was married.
    She still kept looking over her shoulder though whenever she was out and about on her own.
    At the end of term the lease on her Exeter house would expire and next week she and Rick were moving. It occurred to her that she didn’t have to give her parents her new address. She could instead arrange for the Post Office to forward their letters (or not).

By some miracle, she’d survived her finals.
    Normally she enjoyed exams. She liked drawing up revision timetables with their neat boxes and the subjects evenly distributed around the days and the hours. She liked working through old exam papers and listing the answering points on index cards and then committing the shapes of the lists to her photographic memory. She liked the sense of control the preparations gave her and the sense of achievement when all that work came together in the exams themselves.
    This year however, with all the interruptions and the way her mind kept slewing back to her parents’ letters, she’d had to make do with scraps of paper and scribbled notes, subjects revised as and when – usually the night before their exams. Nightmares and tears.
    She would never have abandoned her degree as that would have wasted the last two and a half years and she knew too well from her time in London what the alternative was. But the last few weeks had felt harmful, as if she were squeezing herself into something that didn’t fit any more.
    She didn’t think she’d actually fail since she’d usually found something to say, but she certainly wouldn’t have done as well as she was expected to. After all, at the beginning of her course one of her tutors on reading an essay of hers had told her to expect a first.
    So what. She didn’t care any more what grade she got so long as she passed. She was simply relieved that it was all over and that she could now concentrate on what really mattered – her life with Rick.

She found a job waitressing at a café in the city. It was a relief to do something practical for a change, to connect with people rather than books, and to be able to leave work at the end of the day and forget about it.

Late in June she treated herself to a train trip to London and visited Laura Ashley.
    It was hard to pick a wedding outfit from the packed rows of gorgeous romantic clothes but eventually she settled on a pink-and-white striped dress with a high frilled collar and long gathered sleeves. Fitted over the bust and then floating out like maypole ribbons, it would she hoped accommodate her whatever her size at the time. Her eating habits had calmed down a lot since Rick had started living with her but she still didn’t trust them.
    As she came home on the train later in the day nursing the bag on her lap, she hoped that Rick would approve of her choice.
    Peggy went into Dingles department store in Exeter and bought herself a pale-green suit. She modelled it for Jane one Sunday when she and Rick went over for tea.
    ‘You look beautiful,’ said Jane, hugging her. ‘It matches your eyes perfectly.’
    The next Saturday Peggy dragged Rick into Austin Reed and bought him a navy-blue suit.
    ‘It’s a waste of money,’ he protested. ‘I’ll never wear it again.’
    Jane wasn’t at all sure herself about seeing Rick in a suit but what else would he wear to the wedding – the hooded black cloak with the red-silk lining which had been his garment of choice when she first met him back in November the year before?
    Rick’s brother Martin had promised to come down from London for the occasion and Rick’s parents had written to the last-known address of Rick’s sister Sheila. Where her tepee was pitched, or even if she still lived in Wales, no one knew, but they hoped the letter would reach her somehow.
    What must it be like to disappear like that, Jane wondered. She envied her.
    Rick was in discussion with a silversmith they’d met at a craft market on Exeter’s Cathedral Green, planning a ring for each of them.
    Dougie, an old schoolfriend of Rick's whom Jane hadn't yet met as he was away working in Bristol, was coming back to act as best man. Whether it was essential for Jane to be ‘given away’ by some man, she had yet to find out, but anyone would do if it was.
    After the wedding, which was at eleven, they were all going to Black Dog’s Agricultural Inn for lunch.

At the beginning of July, Jane celebrated her twenty-third birthday, and at the end Rick his twenty-fourth. They were getting on.
   
Also in July, she received her exam results. Not only had she passed but she’d been awarded an ‘upper second’, not a bad mark at all. She couldn’t believe it. She didn’t feel she deserved it. She decided the examiners must have been kind to her because of her work earlier in the course. She decided to write to her parents to tell them the good news.
    ‘I could tell them about the wedding at the same time,’ she said to Rick.
    ‘I wouldn’t,’ he said.
    She thought about it. She so wanted to give them one last chance. Surely they could understand. They were the same flesh and blood as her. They had been young once. They had married in their mid-twenties, like her and Rick, and as far as she knew having met less than a year earlier, again like her and Rick, and she, Jane, had been born barely nine months later. So they too obviously didn’t want to wait.
    If she didn’t tell them she might have to lie to them for the rest of her life, or cut herself off from them completely and she didn’t think she could bear that. It would be like deliberately hacking off one of her own legs.
    ‘I’ve passed my finals,’ she wrote, ‘and Rick and I are getting married in Devon on Saturday the 19th of August.’
    She didn’t invite them to the wedding, but she didn’t say they couldn’t attend either, as she couldn’t work out which scenario was least bad.
    As she dropped the envelope into the letterbox the sky gave a rumble of thunder.


Tuesday, 16 April 2019

The Banker's Niece 24: The second letter

Spring 1978

‘I’ll take it,’ Rick said the next morning, picking the letter off Jane’s desk where they’d thrown it before getting into bed, and stuffing it into the inside pocket of his brown corduroy jacket, ‘and then you won’t be tempted to read it again. And, if any more letters arrive, don’t open them.’
    ‘But what if there’s something important in them?’ asked Jane.
    ‘Like what?’ said Rick.
    ‘Like – I don’t know – news about the family.’
    ‘I’ll check them when I get home,’ said Rick.

Jane didn’t answer her mother’s letter – she didn’t know how to - and she tried not to think about it. She tried to concentrate on revision for her exams instead, but the letter was like a wound that wouldn’t stop bleeding. The memory of it was always there, tensing her stomach, knotting her throat, screaming inside her head.

Two days letter a long brown envelope with the address written in her father’s hand dropped through the letterbox. It looked official and her father only ever wrote to her about business matters so she opened it. Inside the envelope she found three large sheets of paper covered with her father’s small neat sloping handwriting. He’d never written her a letter of that length before. Nor spoken to her at that length either, come to think of it.
    She sat on the stairs and started to read.

Wednesday
My dear Jane
No doubt you were well aware of our feelings during your time at home. I did not want to say more at the time partly because words said in the heat of the moment are never the best ones and partly not to upset someone who was after all a guest in our house. However, it is obviously right that you should be fully aware of my views.
    Firstly, you should allow nothing to distract you from completing your course at university and obtaining as good a degree as you are capable. It was obviously a mistake for you not to have gone to university as soon as you left school and for this I must partly blame myself as an indulgent father doing his best to please you. London, although a delightful interlude, has obviously not helped you to realise that life is not an irresponsible drifting from whim to whim.
    Please also appreciate that university is a cosmopolitan picture of all sorts of people from different environments, classes, needs, outlooks etc and to quite an extent a carefree period before people start their careers. A university always has its extremes of politics, prejudices, moral behaviour and so on and while we hope you will absorb all the good things it has to offer, we also hope that you will retain the standards to which your mother and I have tried to encourage you.
    The next essential is for you to try to find the best possible job that offers you interesting work and a potential career. Where this job is geographically should not be influenced in the slightest by amorous inclinations. In fact a resolution on your part to deliberately separate for a considerable while to test your real feelings is to be advised and would certainly commend itself to me as to the seriousness of your intentions.
    You say you wish to marry but that you do not intend to have children. If this is so, then there can be no urgency to get married. It also seems to be an acknowledgement that marriage would not be financially possible without the backing of your own earning power. And if you do change your mind – which is more than likely – and decide to have children, who is going to support the family while they grow up?   
    Neither your mother nor I wish for riches for our children but we do hope they may avoid financial worries which can be a most dreadful and disruptive matter. It is also a fact that life is so much more enjoyable with the ability to live at a reasonable standard rather than in squalor, to be able to educate one’s children, cover medical and dental expenses, have an occasional holiday, a nice home with modern machines to take the drudgery out of housework, the ability to have some outside interests and to entertain one’s friends and one’s children’s friends etc etc.
    You have a little money of your own. This was intended to be your personal security but it will hardly buy half a modest house, let alone furnish it. I should certainly be upset if it were frittered away. It represents hard-earned sweat on my part to do what I have been able for you.
    You will appreciate that education outgoings have been extremely high for some years. So despite a high income, taxation has forced me to live off capital. Although I have some years’ work to go, my first duty is to your mother and her security for the future. Therefore it would be foolish to anticipate much significant help from me and even less so for a cause in which I did not believe.
    So much for the money side which one does not particularly enjoy talking about but which needs to be said and it has to be considered. It is high time you became sensible and more mature.
     As far as this young man is concerned it is probably invidious to say too much as he didn’t volunteer much information or conversation in the few hours with us. Even if one realises he was nervous, it was far from an encouraging occasion. From what little one gathered he is not settled into a reasonable career and has little indication that he could be a responsible provider which in the normal course of events he is more likely to have to be.
    You wrote to us with the words that he was unsuitable and so you must bear considerable responsibility for the encouragement given. However, in my bachelor days, I know that I had one or two unsuitable girlfriends but I can so truly be thankful that my own family and circle of friends and their reactions, help and advice played a real part and quite surely helped my behaviour and actions.
    So please very seriously consider what we say. I know your mother has also written to you. But take help and advice from others in your family and from your tried and true friends.
    I do realise that this is a severe letter but I think that on rare occasions it is one’s duty as a father even if it is distressing to us both. However, please be quite sure that your mother and I are absolutely concerned for your long-term happiness which we would be devastated to see thrown away on an impulse. We are always here to support and encourage you in times of stress.
    With very great love
   Daddy

‘It’s outrageous,’ said Rick, looking up from the letter.
    ‘Is it?’ said Jane. ‘So I’m not all those awful things he says I am?’
    ‘Of course you’re not,’ replied Rick. ‘He knows nothing about you and your life.’
    ‘So we don’t have to separate “for a considerable while”,’ she said.
    ‘Christ almighty, no,’ said Rick. ‘It’s like something out a Victorian novel. It’s insulting to both of us.’
    ‘And we didn’t go asking for money, did we?’
    ‘Of course we bloody didn’t,’ exclaimed Rick. ‘Nor approval, nor his bloody opinion.’
    Jane let her breath out in a big sigh. She realised that she’d been holding it in ever since reading the letter. Goodness knows how she managed to make it across the city on her bicycle.
    They were in Rick’s workshop at the university. She was sitting on a low chair at Rick’s desk and he was perched on his stool next to the workbench.
    Situated in the basement of the science building, the workshop looked out on to a yard protected by a tall redbrick wall. Pieces of electrical and electronic equipment with their guts spilling out covered every available surface, including the floor. University concert posters plastered the walls, even though the powers-that-be (the academics) objected to them for some reason, and every so often made Rick take them down. Luckily he had a good stash of spares neatly rolled on a top shelf.
    In spite of the debris - or perhaps because of it - it was a homely place and she was glad she made it here, even though it had meant abandoning her studies - again.
    ‘There’s only one thing for it,’ said Rick.
    ‘What’s that?’
    ‘We’ll get married here. We’ll do it ourselves. Like we always wanted.’
    ‘Soon?’ she asked.
    ‘As soon as we can.’



The Banker's Niece: List of people and places

On the whole, I haven’t included people mentioned only once.
Jane, being the heroine, isn't included either.

Some of the places are real, some imaginary, and some a mixture.

Agricultural Inn Pub in Black Dog

Alan A research analyst at the bank where Jane works during her first stint in London

Black Dog North Devon village where Rick was born and brought up, where his parents and grandparents live/d, and where he buys a derelict farm

Bristol A large city in south-west England

Bunty  Dog of Jane’s parents’ gardener

Chris (Beckford) Academic at the University of Devon

City (with capital ‘C’), the The financial district of London

Clerkenwell A trendy district of central London where Jane lives during her second stint in the capital

Clio Jane’s Renault Clio car

Colin Fletcher A writer of science fiction and controversial non-fiction books, published by Courtney Press

Courtney Manor The family seat of Henry Courtney and home to the book publishers, Courtney Press

Dart, River A major river in Devon, running from Dartmoor to the south coast of the county

Dartmoor A wild upland and protected National Park in south and west Devon

Devon A rural county (region) in south-west England

Dougie Drummer in Minotaur, schoolfriend of Rick

Dulverton A town on the southern edge of Exmoor

Exe, River A major river, mostly in Devon, running from Exmoor to the coast near Exeter

Exeter The county city of Devon situated on the River Exe

Exmoor A wild upland and protected National Park, partly situated in north Devon

Fiona (Fee) Housemate of Jane during her first stint in London

Flo Grandmother of Lauren and friend of Peggy

Fulham A rough (at the time) district of south-west London where Jane lives during her first stint in the capital

Gavin Fiancé of Lauren

Gordon Housemate of Jane in her third year at the University of Devon

Greenaway, Mrs Cleaner for Jane’s parents (married to the gardener)

Heather Friend of Jane at the University of Devon and housemate in her third year

Helen Rick's girlfriend when he was aged 19-23

Henry Courtney Owner of Courtney Press

Ivan (Van) Boyfriend of Wendy

Jasper Labrador dog of William

Johno Keyboards and harmony vocals in Minotaur

Joe (the Taxi) Taxi driver from Muddicombe

Kelvin A research analyst at the bank where Jane works during her first stint in London

Kent A semi-rural county (region) in south-east England near London where Jane was brought up and where her parents still live

Lauren Receptionist at Courtney Press

London Britain’s capital city and its financial, administrative and artistic centre

Lucy Girlfriend and wife of Ollie

Maisie An artist living on Exmoor

Martin Brother of Rick. A policeman in London

Merry Harriers Pub in Muddicombe

Mike A housemate of Jane's in her last year at university

Moreton Courtney A village on the southern edge of Exmoor, near Courtney Manor

Mr Turner A semi-retired member of staff at the bank where Jane works during her first stint in London

Mrs Henry Wife of Henry Courtney. Hosts bed and breakfast and weddings at their house, Courtney Manor. Later known to Jane as Rose

Muddicombe A village in mid-Devon to which Jane moves and where Lauren and William already live

Ollie Jane’s younger brother

Peggy Mother of Rick

Pete A housemate of Jane's in her last year at university

Philip Father of Rick

Puddleglum Jane's nickname for Van

Rick Technician, musician

Ridge Farm A farm near Exeter. Jane and Rick rent a flat here in a converted barn

Rose Courtney Trainee counsellor, married to Henry

Sam(antha) (Fletcher) Commissioning editor, fiction, at Courtney Press

Sharon Psychic, living in London

Sheila Sister of Rick. Lives in a teepee in Wales

South Molton North Devon town where Rick and Dougie went to grammar school

Steve Bass guitarist in Minotaur

Stockland Farm Farm near Muddicombe belonging to William

Sylvia Wife of Kelvin

Theresa Jane's counsellor, recommended by Rose

Tom A woodsman on Exmoor, married to Maisie

Van (Ivan) Boyfriend of Wendy

Wales A wild country in west Britain

Wendy Friend and brief lover of Rick. Leaseholder of house where Jane and Rick spend summer 1978

William Davenport Owner of Stockland Farm near Muddicombe and Jane’s nearest neighbour